A Khata vs B Khata 2025

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A Khata, B Khata & E-Khata – Full Guide with Differences & Court Orders (2025)

If you're planning to buy a plot, house, or flat in Karnataka, one of the first terms you’ll hear is Khata.
It sounds technical, but don’t worry — this guide will make it very easy to understand. ✅

Let’s explore the types of Khata (A Khata, B Khata, and E-Khata), their uses, and legal status with latest updates and court orders.

📘 What is a Khata?

Khata is a legal document maintained by municipal or panchayat bodies like:

  • BBMP (Bengaluru Bruhat Mahanagara Palike)
  • City Municipal Councils
  • Gram Panchayats

It is an entry in the property tax register showing:

  • Owner’s name
  • Property size & location
  • Property type & usage
  • Tax dues/paid status

📌 Khata is NOT proof of ownership, but it's essential for:

  • Paying property tax
  • Applying for building approvals
  • Selling or transferring property
  • Getting utilities (water, power, etc.)

✅ Section 1: What is A Khata?

A Khata is issued to properties that are:

  • Built on legally converted (DC converted) land
  • Have approved building plans
  • Have paid all taxes and betterment charges
  • Fall under BBMP jurisdiction or regular CMCs

🔹 Benefits of A Khata:

  • 🏦 Eligible for bank loans
  • 🏗️ Get building plan approvals
  • 💼 Sell property without issues
  • 🧾 Pay property tax online or offline
  • 🪪 Use for KYC, address proof, legal records

🔎 You can verify A Khata via the Kaveri Online Services:
👉 https://kaverionline.karnataka.gov.in

⚠️ Section 2: What is B Khata?

B Khata was introduced as a secondary register by BBMP in 2007 for:

  • Properties on revenue land
  • Unapproved or irregular layouts
  • Missing documentation
  • Not paying betterment charges

These properties can pay tax but are not legally approved for:

  • Construction/modification
  • Bank loans
  • Sale/registration in many cases

⚖️ Section 3: What Did the Court Say About B Khata?

🧑‍⚖️ Karnataka High Court 2014 Ruling: In Writ Petition No. 3676/2008 (BBMP vs. BMTF), the court ruled:

“B Khata is not a valid property record. It is just a tax collection method.
Only A Khata is proof of lawful property under BBMP.”

📌 Impact:

  • BBMP was ordered not to issue B Khata anymore
  • All existing B Khata properties must be regularized before approval
  • Developers cannot use B Khata to claim property legality

👉 B Khata is now unreliable, and legal experts suggest avoiding purchase unless converted.

💻 Section 4: What is E-Khata?

E-Khata means “Electronic Khata” — the online version of A Khata or B Khata under:

  • Kaveri Online Services
  • E-SWATHU (for Gram Panchayats)

It improves:

  • Digital access to documents
  • Online property tax payment
  • Transparency in record-keeping

💡 Note: E-Khata can be A Khata (legal) or B Khata (irregular) — so check the type before trusting just the “E” tag.

🔄 Section 5: Can I Convert B Khata to A Khata?

Yes. Conversion is possible by applying to BBMP or Municipal Office with full documentation:

📝 Required Documents:

  1. Sale deed copy
  2. DC conversion certificate
  3. Tax-paid receipts
  4. Property sketches/layout plan
  5. Encumbrance Certificate (EC)
  6. ID & address proof
  7. Betterment charges payment receipt (if applicable)

🧭 Where to Apply:

  • BBMP zonal office (for Bengaluru)
  • Respective CMC/TMC/Panchayat office
  • Through Sakala or Kaveri portal

⏳ Process may take 30–90 days depending on approval status.

🆚 Section 6: A Khata vs B Khata vs E-Khata – Summary Table

Feature A Khata ✅ B Khata ❌ E-Khata 💻
Legal property? Yes No Depends (A/B)
Can take bank loan Yes No Only if A-Khata
Can build legally Yes No Only if A-Khata
Tax Payment Allowed Yes Yes Yes
Ownership Proof? No No No
Conversion to A possible? Not needed Yes If B type

🧠 Final Tips for Property Buyers:

✅ Always check if the property has an A Khata
❌ Don’t risk buying B Khata unless converting to A
📜 Get all legal documents verified by a property lawyer
🖥️ Use the Kaveri Portal to check authenticity
📞 Talk to local BBMP officials or RTI for unclear status

📢 FAQ Quick Answers:

🔹 Is Khata mandatory for loan?
Yes. Only A Khata is accepted for loans by banks and NBFCs.

🔹 Can we build house on B Khata site?
No. You won’t get a building plan approval legally.

🔹 Can I buy a B Khata site?
Legally risky. Buy only if regularization is possible and approved.

🔹 How to apply online for Khata?
Visit https://bbmp.gov.in or https://kaverionline.karnataka.gov.in

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